Accepted card payments

In association with


Debit and credit card processing made easy.

A staggering 98% of the UK population have a debit card (UK Finance, 2020), and 66 million credit cards were issued as of February 2020 (Statista, 2021), so if you're not set up to take card payments, you could be missing out on sales.

There are lots of benefits to accepting card payments, including:

  • It's more convenient - as the stat above shows, most people have a card and want to pay by card, rather than carry cash.
  • Speed up your service - tap and go contactless payments (currently up to £100) means you can process a card transaction speedily, to keep those queues down.
  • Customers are more likely to make more spontaneous purchases on card, as they're not limited to the money they have in their pocket.
  • Wipe-free machines and contactless payments help provide peace of mind.

At takepayments, we're here to help make things easy. We can help you get up and running taking cards. Get in touch to see how we could help your business.


A920 terminal

We've a range of card machines to choose from:

ICT250 Countertop Machine


Great for serving customers from one place.

Small, compact design Connect by broadband or phone Fast receipt printing
IWL252 Portable Machine


Take payments around your shop floor.

Easy to carry round 50m range via Bluetooth/WiFi Long battery life
Move3500 Mobile Machine


Accept payments on the go.

Built-in GPRS SIM card Connect anywhere in the UK Long battery life

What is card processing? 

In super simple terms, credit card processing is how a card payment is made. There are different parties that need to communicate before your business receives payment. The good news is, it's all done for you. Let's have a look how it works with a card machine.

It starts when a customer wants to make a purchase with you (a merchant). They'll tap their card on your machine to pay contactless-ly, or pop the card into the machine if they want to pay by chip and PIN.

Then, usually, the machine will contact the payment processing company (Barclaycard, for example), who will forward the transaction onto the customer's bank to check they have the funds.

If it's all ok, the payment is authorised, and the transaction is completed and the money will be sent to your business bank account. With Barclaycard as an acquirer, the money could be in your account the next working day*, but some other providers could take longer.  

The Norman Knight Card Payments

Make the most of our festive offer


At takepayments we like to make things easy and as a little helping hand this festive season, you can sign up and forget about terminal rental until 2022!*


Apply in December and you’ll get 1 month rental free.

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Accepted card payments

Card processing fees

There are several fees you will have to pay for processing card payments.

The main ones to consider are:

Transaction fees – these are charged by the acquirer (the bank or financial institution that processes credit or debit card payments) for every transaction made by card and vary between credit card and debit card payments. At takepayments, we'll tailor this around your business, and as a general rule of thumb, the more you turnover, the lower the rates.

Rental fees – you can rent your card machine from a company, like us at takepayments, and for this you'll usually be charged a monthly fee.

Minimum monthly service charge – merchants often have to pay a minimum charge if their transactions are below a certain amount. This is charged by the acquirer.

Set up fees – we won’t charge you any fees to set up your account and get you started with taking card payments, but other providers may.

Mobile Card Payment

Why choose takepayments

When it comes to card payments, we know our stuff. 

We can offer you:

  • A short 12 month contract, one of the shortest on the payments market
  • No charge to get set up
  • A specialist joining team
  • A UK based support team available 7 days a week

Get a free quote

Credit card with security

We make it easy...

Joining Team

Specialist joining team

They will hold your hand through getting set up, until you are completely confident and transacting with ease.

No Fees

No fees to join us

We won't charge you a thing to join us, and if you leave at the end of your contract, the same thing applies.

12 Month

12 Month Contract

Unlike most other card providers, we won’t tie you into long contracts - ours are just 12 months, one of the shortest out there.


In association with Barclaycard

Your transactions could be handled by Barclaycard, with the reassurance of next day settlement.*


Terms and conditions apply. 

*This offer is available to businesses that apply to takepayments for a terminal rental contract between the 1st December and the 31st December 2021 (inclusive). Businesses applying and entering from 1st December to the 31st December (inclusive) will receive 1 month free terminal rental for any terminal supplied by takepayments. This offer applies only to the terminal rental fees otherwise payable to takepayments. Businesses will remain liable to pay all other applicable charges, including any charges applied by the business’s acquiring bank under the separate contract for the processing of the card transactions. takepayments may withdraw or amend this offer without notice in its discretion.

**This service is available to takepayments Limited customers who are accepted for Barclaycard acquiring services and is subject to Barclaycard’s approval. Next day settlement refers to the next banking day. Your card machine’s banking window function must be performed before 8:30pm in order to receive settlement the next banking day. Transactions processed via Ecommerce pay pages, pay by link and virtual terminals may be subject to different settlement timescales.

Takepayments Barclaycard