What is PCI DSS compliance?

PCI compliance, or PCI DSS compliance to give it its full name, stands for Payment Card Industry Data Security Standard.

It’s a set of standards that you must comply with if you’re taking card payments to make sure you are doing so safely and securely.

This includes how you store, process and transmit cardholder’s details and it helps protect both you and your customers.

No matter how big or small your business is, you need to meet the relevant standards if you want to accept cards.

If you don’t, you’ll face fees every month and it could put you and your customers at risk of card payment fraud and data breaches.

Get a free quote

What is PCI DSS compliance?

Down arrow

PCI compliance, or PCI DSS compliance to give it its full name, stands for Payment Card Industry Data Security Standard.

It’s a set of standards that you must comply with if you’re taking card payments to make sure you are doing so safely and securely.

Ways to take card payments

We offer a wide range of card payments solutions, including:

takepaymentsplus logo

The card machine that does more.

New TP+ Image
  • Take card and cash payments which you can track as you trade
  • Get insights into your sales transactions in real time
  • Easy setup
Find out more

Card machines

Give your customers more ways to pay face-to-face.

A Countertop Card Machine
  • Take payments the way you want
  • Latest PCI DSS security features
  • Comes with contactless, Apple Pay and Android Pay as standard
Find out more

Online payments

Get more sales in by taking payments online.

Payment Gateway (Mobile)@2X (1)
  • Take card payments 24/7
  • Attract a new online audience to your business
  • Quick and safe way to pay
Find out more

Phone payments

Take easy card payments over the phone. 

Virtual Terminal@2X
  • Easy-to-use virtual terminal system
  • Gives customers more flexibility
  • Offer your products to people outside your local area
Find out more

Why choose takepayments?

Safe, secure payments

Peace of mind that you have everything in place to process card payments safely.

One simple fixed price

We don’t charge any set up or admin fees, just one simple one off payment to get compliant.

Dedicated PCI specialists

Our experts in PCI will hold your hand throughout the entire process.

Quick and easy to set up

Get compliant quickly – you can do everything over the phone with one of our experts.

See what our happy customers are saying...

See how we're rated on Trustpilot

Accepted card payments

Get PCI compliant.

We can help! Our dedicated PCI compliance team are on hand to guide you through the entire process. 

You’ll need to complete a self-assessment questionnaire (SAQ), which can be up to 300 questions long depending on how many card payments you process.

We can help you answer these questions to make sure that you meet all the requirements necessary. 

You’ll need to do this every year in order to remain compliant, and we can help you each time.

Get a free quote
Takepayments Call Staff
Quote marks

It was really simple to get set up with card payments. The rep came out to see me to set me up. They helped me over the phone with the PCI compliance and everything was so straight forward, really easy.

Gill Wilde, Pony Patch

Pony Patch Gill And Horse
Quote marks

It was really simple to get set up with card payments. The rep came out to see me to set me up. They helped me over the phone with the PCI compliance and everything was so straight forward, really easy.

Gill Wilde, Pony Patch

FAQs

What are different levels of PCI?

There are four different ones, but you only need to meet the requirements of one, depending on how many card transactions you process.

We’ll be able to tell you which one is relevant to your business, don’t worry. And we can help you answer the questions you need to, to make sure you’re compliant. The different levels are:

  • Level 1 – if your business processes over 6 million card transactions each year.
  • Level 2 – if your business processes 1 million to 6 million card transactions each year.
  • Level 3 – if your business processes 20,000 to 1 million e-commerce transactions each year.
  • Level 4 – if your business processes less than 20,000 e-commerce transactions each year and other merchants processing up to 1 million card transactions a year.

If you process card payments, you must be PCI compliant. It’s as simple as that!

No matter how big or small your business is, these are legal requirements you must meet.

You could face hefty non-compliance charges. Depending on your acquirer, there may also be a charge from them for being non-compliant in the form of monthly non-compliance fees.

Yes, no matter how you take card payments, you need to meet the PCI data security standards. That includes taking online payments.

Terms and conditions apply.

Businesses will be required to enter into and maintain a separate contract with an acquiring bank nominated by takepayments for the processing of the card transactions. Under the contract with the acquiring bank, transaction charges and other fees will apply.

Takepayments Barclaycard
Chat with us!