Chip and PIN is just another name for a card machine, and we’re experts when it comes to helping you get set up with one.
Whether you want to take card payments from behind your till, around your shop floor or even on the move, we can help.
We know that every business is different, that’s why a local payment consultant will pop into your business for a quick chat, before putting together a super-simple pricing package designed around you.
Whether you're new to card payments, or are looking at switching providers, speak to us to see how we can help.
You have a few different ones to pick from.
Accept card payments from behind your till or reception.
Take the card machine to your customers.
Accept card payments out on the road.
We've got payment consultants around the country waiting to come and meet you to really get to know your business.
We don’t believe in a one-size fits all approach. Instead we can create a personalised package to suit your needs.
We understand that businesses need flexibility, so we offer a 12-month contract – one of the shortest on the market.
We don't charge you a thing to join, and if you leave at the end of your contract, there are no exit fees.
Taking card payments makes things easier for both you and your customers.
Mark has been a gentleman the whole way through - so professional and nice. He explained everything and was honest about the upfront costs. That's really important to me.
Chip and PIN is a way to pay by card.
It was first introduced in the UK in 2006 to combat card fraud.
Before chip and PIN, you’d have to swipe your card through a card machine and then sign to confirm a payment. So, if you ever lost your card or had it stolen, someone could just forge your signature.
Chip and PIN changed that. Instead, you put your credit or debit card into a card machine and enter your 4-digit PIN to pay.
Chip and PIN is designed with security in mind. So, when you’re ready to pay, you just pop the credit or debit card into the card machine. To verify the card transaction, you’ll be asked to type in your 4-digit PIN.
The PIN is matched to the same code that’s on the card’s chip which helps to secure the transaction. So, once it’s verified, the transaction data will be sent to the business’ merchant account for it to be checked and processed.
Every business is unique, that’s why we’ve got a selection of machines to choose from.
If you own a shop or look after a reception area, a countertop card machine is ideal. It can be plugged in next to your till, so you can take payments from one place.
Run a hospitality business like a café or bar? No problem. With our portable card reader, you can take payments by taking the machine to your customers when they’re ready to pay.
If you’re a mobile business like a tradesperson or a courier, we also have a mobile chip and PIN machine that you can take with you. It doesn’t need to be plugged in to take payment; it’ll connect to the strongest mobile network in your area through a SIM card.
You’ll need one if you want to take card payments.
A merchant account is a holding area for the funds processed during a card transaction. It’s here where they’ll be checked and approved by the cardholder’s bank before the money is sent into your business bank account.
We’ll set you up with one free of charge when you choose us as your payment service provider.
*This service is available to takepayments Limited customers who are accepted for Barclaycard acquiring services and is subject to Barclaycard’s approval. Next day settlement refers to the next banking day. Your card machine’s banking window function must be performed before 8:30pm in order to receive settlement the next banking day. Transactions processed via Ecommerce pay pages, pay by link and virtual terminals may be subject to different settlement timescales.