We surveyed 1,000 small business owners and senior decision makers from all sorts of sectors to find out what challenges they'll be taking on in 2020.
Here are the main stumbling blocks for businesses:
The top-ten issues shared across sectors - which include areas from beauty and wellbeing to accountancy and finance, retail to recruitment, and more - were wide ranging, covering cyber security, consumer spending, compliance, and more.
The top-three causes for concern were:
Let's take a closer look at what businesses will try to overcome in 2020.